Are you saving money based on how you drive?
Could you be missing one of the largest discounts available for your auto insurance? There is a large discount out there for good drivers, but most people are missing out on it. That discount program is for using tracking apps or plug...Read More
The EDEN Method of Comparing Quotes
How to compare quotes and make sure you’re receiving a good deal without getting a bad policy: Examine:Examine the main coverages of your policy. Are the liability limits the same? Are all drivers and vehicles listed? Or, use an...Read More
The EDEN Method of Analyzing Your Insurance
E: Examine D: Deductibles E: Endorsements N: Numbers How we look at your policies: We examine your needs and your current main coverages. Are they sufficient? Do you have any gaps in your main coverage? Any changes that may require a...Read More
The Real Purpose of Insurance
Let’s face reality. No one likes paying for something and seemingly never getting anything back. Many people feel this way about insurance. This can lead to using your insurance for unintended purposes in order to get something...Read More
Independent Agencies vs. Captive Agencies
Since I have been on both ends, this is a topic I could talk all day about but I’ll keep this one short. A captive agency is one that represents one company for most of their products. These include State Farm, Country Insurance,...Read More
Your Home’s Purchase Price vs. Its Replacement Cost
One thing I run into a lot when insuring people’s homes is this very topic. The amount the insurance company wants to insure the home for on a home insurance policy is a lot more than what the homeowner says it is worth. Well, it...Read More
Why doesn’t my auto insurance rate decrease on my older vehicle?
One question that comes up a lot is: “As my vehicle gets older, why doesn’t my auto insurance premium drop since the vehicle is worth less?” This is a great question! At first thought this seems like the logical...Read More